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NYC residents

New York City resident tax sits on top of New York State tax

Working in the five boroughs alone does not create NYC resident tax. This annual estimate is for a full-year New York City resident using New York taxable income.

2026 tax before creditsFull-year residents
Use New York taxable income, not gross pay or federal adjusted gross income.
$100,000 New York taxable income, single NYC resident$9,083.65
New York State tax
$5,332.65
New York City resident tax
$3,751.00
Credits, other taxes, payments and the Yonkers surcharge are not included. This is not a completed return.

Annual tax and paycheck withholding are not the same

The annual schedule estimates tax before credits. A paycheck uses withholding tables, allowances and payroll elections. Either can differ from the amount ultimately due on a return.